Checkout

Overview

Payonify Checkout provides secure payment experiences for your customers. Choose between Hosted Checkout (redirect to Payonify) or Embedded Checkout (payment on your site).

Checkout Types

Type	Description	Best For
Hosted Checkout	Redirect customers to a Payonify-hosted payment page	Quick integration with minimal frontend work
Embedded Checkout	Keep customers on your website throughout the payment flow	Seamless brand experience

Quick Comparison

Hosted Checkout

• Customer is redirected to checkout.payonify.com
• Payonify handles the entire payment UI
• Minimal code required
• Best for getting started quickly

Get started with Hosted Checkout →

Embedded Checkout

• Payment form appears on your website
• Mount the checkout onto any HTML element, examples : Drop-In, Sidebar, Slide-In
• More frontend integration required
• Best for seamless brand experience

Get started with Embedded Checkout →

---

Payment Methods

Payonify Checkout supports multiple payment methods:

Payment Method	Type	Status
EcoCash	Mobile Money	Available
OneMoney	Mobile Money	Available
Zimswitch	Card Payments	Coming Soon

---

Testing

Use test API keys (pk_test_, sk_test_) and the test credentials below.

EcoCash Test Numbers

Mobile Number	Result	Time
771111111	Success	~8 seconds
771111112	Success (delayed)	~30 seconds
771111113	Failed	~8 seconds
771111114	Timeout	Never completes

OneMoney Test Numbers

Mobile Number	Result	Time
713111111	Success	~8 seconds
713111112	Success (delayed)	~30 seconds
713111113	Failed	~8 seconds

Zimswitch Test Cards